Trans Atlantic Systems' Product Representation Group (PRG) provides its clients with a a suite of well proven and reliable products for the Transaction Processing Industry.

All these products have been well tested and have undergone TAS's critical evaluation process.

Brief Product features are listed here. Additional details can be provided for Products of interest.

Camouflage - Data Masking Software

Data Theft and Information Privacy Solution

The ever-increasing growth of electronic data capture and the types of information stored, coupled with the increasing incidence of data privacy breaches and information theft, has given rise to worldwide government legislation and corporate privacy measures that not only require protection to the doors to the data, but also the data itself. The need to augment traditional network security mechanisms such as encryption and firewalls with data privacy solutions that provide "need-to-know only" access to information has never been more critical. Camouflage is specifically designed to provide this added level of data protection.

Camouflage is used to protect and secure the confidential information held in your databases. By using Camouflage, access to the "real" data is restricted to only those who absolutely need to see it - thus ensuring "need-to-know only" access. For all other purposes, such as software development and integration testing, user training, data mining research, and outsourcing, all of which do not typically require access to the real and/or specific data, Camouflage provides realistic fully and useable masked data.

Camouflage allows you to protect personal identities while ensuring that a valid and useable store of information is readily available. With greater onus being placed on organizations and their senior officials to protect personal information, and with the ever-increasing requirements of privacy policies, legislation and standards, Camouflage is the perfect answer to keep your information safe and secure. Camouflage also allows you to keep a wide variety of other confidential and sensitive information equally secure, such as customer lists and research & development data.

Database and Platform Independent

Camouflage is database and platform independent, and has been designed to maintain full relational integrity. Furthermore, relationships between data elements can be defined either at the database or application level, as required. Whether you are running Windows, Linux/Unix etc, and whether you are using Oracle, DB2, SQL Server, Sybase, mainframe databases such as DB2 and VSAM, or a variety of other database types, Camouflage is your data masking solution. Based on your specific requirements, Camouflage can be easily configured and customized to meet your needs.

Protection Beyond Firewalls and Encryption

To date, most security and privacy measures have focused on measures such as firewalls/passwords and encryption. Firewalls and passwords only patrol the perimeter of the data - once inside, data thieves typically have full and open access to the data. Encryption is useful for protecting data in transmission and for disguising real information, but also renders it unrealistic and unusable. Organizations are now beginning to realize the importance of also protecting the data as it is being stored and used within the enterprise, while maintaining the structure or form of the data. Camouflage adds a new level of data protection by replacing your "real" data with realistic looking and useable "masked" data.

By masking the data, you can restrict access and have complete control over who views your real data. Sound data masking practices help ensure compliance with privacy laws and organizational privacy standards, and help avoid the crippling and embarrassing effects of data theft. Are you willing to put your sensitive data at risk?

The TBMS-F Product Suite

The TBMS-F suite of products has been designed to handle the complex value chain dynamics in a financial supermarket, managing the four critical entities of a business namely - customer, product, partner and information. It is an innovative solution, handling the complex transaction value management requirements of the banking and financial services industry. The TBMS-F product suite consists of highly flexible and scalable processing engines capable of enterprise-wide relationship based pricing, billing and discounting with the ability to compute profitability even at micro transaction level. The business rule driven solution is capable of performing functions like product management - base products as well as product packages, centralized fee management, consolidated billing, customer profile management from a billing perspective and managing revenue sharing to facilitate partner settlement and internal transfer pricing.The TBMS-F Solution will help the retail, corporate and investment banks as well as insurance companies to shift to fee based direct revenue model, empowering them with relationship-based pricing and billing capability.

Merchant Acquiring & Payment System (MAPS)

MAPS is designed for Acquiring Banks to manage the entire gamut of merchant related activities under one umbrella. This includes, enrolment of the merchant through various channels including sales agents, transaction history, management of fees, terminal inventory, risk assessment and billing. MAPS is built to be browser based, multi user, menu driven and scalable. Various functionalities are built as separate modules for the bank to choose as per its requirement.

MAPS is GUI based and has a user friendly browser based front-end. Search engine provides flexible search with pagination facility for quick loading of pages. The reports engine provides over 70+ customizable reports. Admin module allows creation of secure users & groups, with dynamic menu generation. Personalized home page for users defines views, access for users, and also allows location-based rights.

MAPS:

Deals With Multiple Entities,

Regional Sales Team,Third Party Agents / ISO, Merchants Other Users

Involves Multiple Processes Namely,

Application Entry, Risk Assessment Managing, Merchant Business Target And rewards, Sales Agent Targets And Rewards, Merchant Commissions

Complete Merchant Management Solution

Robust And Scalable Architecture

Speed to Market

Loyalty Framework

Offers merchants extensive services and real-time

Programs to retain customer loyalty:

Merchants club card programs

Flexibility to accrue loyalty points at specific merchants / sub merchants

Flexibility to redeem loyalty points at specific merchants /sub merchants

Real time accrual of loyalty points through online ISO messaging with BASE24

Real time redemption of loyalty points through online ISO messaging with BASE24

Balance Inquiry of the loyalty points from merchant terminal

Generation of instant rewards on the merchant terminal

Generation of electronic coupons (discount coupons, bonus coupons etc) on the merchant terminal

Flexible rewards set up, based on usage,

Number of visits by the customer etc.

 (Electronic sweepstakes)

Ability to print custom messages on the receipt

Set up unlimited number of super merchants and sub merchants

Many-to-many relationship between super and sub merchants

Ability to set up programs for the Issuer bank or third party merchant

Grouping of rules to offer multiple programs at any specific time

Ability to set up self/network loyalty

Ability to override the program rules at the sub merchant level

Product wise programs

Programs for Co-branded cards

Prepaid Card Management System (PCMS)

PCMS is a comprehensive Prepaid Card Management System that manages the entire life cycle of Prepaid cards. The solution allows a variety of card products to be defined, including fixed and re-loadable value cards, tracks issuance and activation of cards, authorizes transactions online, applies fees and charges, provides settlement and performs reconciliation.

Features:

Flexible Prepaid product definitions for fixed and re-loadable value cards

Configurable sub-products such as Gift cards, Pension and Payroll cards, Travel cards

Powerful fee management schemes

Online / batch data capture

Card/PIN issuance and status tracking

Online activation

Complete work flow automation with maker/checker facility

Online balance authorization

Powerful fee management schemes

Card inventory management

Loyalty programs

Reconciliation and settlement

Audit trail

Rich reports

Bill Pay

Bill Pay entails presentation of bills, statements and their Payment Over different delivery Channels, like ATM, POS, internet, IVRS and Wireless.

FSS Bill Pay solution offers value added services to customers wanting to pay their utility bills through various delivery channels-(DC). Bills are presented on on the DC for presentment and payment along with the billing company details, customer profiles and billing data from billing companies.

These are captured at the Bill Payment Server (BPS), and the formatted data is presented on the delivery channel. When a customer pays his bills on the DC, the concerned billing company's suspense account is credited at the networked branches of the bank and the customer's account gets debited online. A consolidated report is generated, and the bill payment transactions of the day and branch-wise, are provided for reconciliation purpose of the bank and the billing entity.

The FSS Bill Pay solution is built with new generation Java application suite using open standards, and thus can be hosted on a variety of server class machines. The product is robustly built, highly scalable, and can be configured to work with large databases. The modular architecture of the solution increases flexibility.

Workflow Management System (WMS)

WMS enables automation of a business process, in whole or part, during which documents, information or tasks are passed from one participant (human or machine) to another for action, according to a set of procedural rules. WMS consists of a suite of tools to perform activities such as Workflow Definition, Workflow Execution, Workflow Monitoring.

WMS replaces & improvise the manual processes and components.

WMS:

- Maps the manual process
- Allows easy rule definitions
- Allows electronic movement of documents related to the process
- Automates the process & distributes workk load optimally
- Sets timeframes for each execution step<
- Integrates with existing system
- Is organization pervasive - across regioons


Check Cashing and Payday loan System ( Qfund)

QFund provides the following features:

Web-Based application seamlessly integrating all the Stores (POS) and the administrative office

Complete configurable Business rules engine adhering to various state and federal regulations

Greater security by access through uniquely identified computers and Drawers with static IP's

Easier, Faster and hassle free customer registration and transactions

Central control of operations and monitoring by admin office for all the state/ Locations

Improved Tracking of NSF / Bad Checks

Eliminates Funds and mismanagement of the stores

Reduced decision making at stores with customers status based context based menus.

Comprehensive reporting with a facility to export data into desired file formats

Streamlined operations with ability to track customers, transactions

Access rights controlled data access management and transactional control

Encrypted code for any voids /Rollback transaction

Innovate means of collection and collections management

Comprehensive collections and Call management

Ability to customize the applications to suit each company's unique requirements

Intuitive user interface

Reliable, Available, Scalable Secure and Modular Technology Platform

QFund has the provision of two separate URLs, one for the Admin level task and the other for the customer service

representative, thereby effectively segregating the Admin level task from the customer

The Sub-modules under both the Admin and CSR cover the functionality of the payday loan system and check cashing System in their entirety